Money

UK-focused guides to everyday money: budgeting, emergency funds, clearing debt, cutting bills, talking money with a partner and starting to invest. General information, not financial advice, with links to MoneyHelper and other free, impartial sources.

7 guides, newest first

The One-Hour Bills and Subscriptions Audit

The One-Hour Bills and Subscriptions Audit

Somewhere in your bank statement there is a payment you don't recognise, a subscription you stopped using in February, and a broadband bill that quietly went up when the contract…

How to Start Investing With £50 a Month (UK)

How to Start Investing With £50 a Month (UK)

Fifty pounds a month feels too small to bother with. It isn't, and the reason it isn't is time, not the amount. But most beginner investing content is American …

Money Talks Every Couple Should Have Before Moving In Together

Money Talks Every Couple Should Have Before Moving In Together

You found the apartment. You have talked about the couch, the neighbourhood and whether the cat will adjust. Before signing, make room for a less exciting question: can each of…

How to Get Out of Credit Card Debt on a Small Salary (UK)

How to Get Out of Credit Card Debt on a Small Salary (UK)

You pay the minimum every month, on time, and the balance barely moves. You're not overspending any more — you've cut back, you're careful — and yet the number on…

Emergency Fund 101: How Much You Actually Need at 22 vs. 32

Emergency Fund 101: How Much You Actually Need at 22 vs. 32

"Save six months of expenses." You've heard it a hundred times. And if you're 22, renting a room, with a $600 phone as your most valuable possession, it's a genuinely…

How to Build Your First Budget When Your Income Is Irregular

How to Build Your First Budget When Your Income Is Irregular

Every budgeting article you've ever read starts the same way: take your monthly income and divide it into categories. Great. Which month? Because in March you made $4,800 and in…

How to Talk to Kids About Money Early and Often

How to Talk to Kids About Money Early and Often

A child’s question about a price, a payment card or something they want can be a starting point for a money conversation. You do not need to explain the whole…

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